I've got a 2007 Vespa 250GTV, bought it new in 2009 for a massive discount, financed it and pay $150/month. (Total price $5000) I take it to the Vespa shop, they do regular maintenance, and when I got side-swiped they fixed it up real pretty & the other guy's insurance paid for it all.
I wanted the exact opposite experience of Ed's. I can change the oil in a car and that's about it. I want an inexpensive, quick, fuel-efficient way to get around, and I have a wife with great credit, and that's all she wrote!
They have pretty sweet 300s now, but both the 300 and the 250 are fine on the freeway.